November marks the final stretch of the fiscal year, bringing the penultimate Social Security payment of 2025 for millions of beneficiaries.
Although most payments are distributed throughout the month based on birth dates, the November 3 deposit is for a specific group of retirees.
The exact amount each retiree receives varies, as the Social Security Administration (SSA) calculates benefits individually based on lifetime earnings history.
This calculation considers the 35 years with the highest earnings.
The exact amount each retiree receives varies substantially, as the Social Security Administration (SSA) calculates benefits on an individual basis.
Author's summary: Social Security payment details for November 2025.